Property as an investment
Edison Ford believes property is one of the best ways to increase your wealth over the long term. Unlike many IFAs, Edison Ford specialises in all aspects of property, from financing it to buying it, selling it and insuring it. We even have our own investment property division, Edison Ford Investment Property* which was formed to help people like you become involved in the exciting world of investment property. Edison Ford's M.D., John Moon, has a wealth of experience in the property market and is a regular speaker at property seminars where he enjoys passing on some of his knowledge on property matters.
Those with the time and perhaps some previous experience can look at the traditional route of buying a property, handing it over to an agent to manage, eg Edison Ford Property Management and taking care of issues as and when they arise. Many clients like the idea of property ownership, but simply do not have the time, expertise or enthusiasm to become involved, even if an agent is managing the property for them. Then there is always the question of rental voids to worry about and in many parts of the UK, the shortage of suitable, reasonably priced property to buy.
Edison Ford's staff are highly skilled at being able to work with you and overcoming some of these hurdles. Typically, we will spend some time with you, learning about your goals, ambitions and attitudes to risk and developing a strategy. Some of our clients are completely new to property and were completley unaware of the opportunities open to them, whilst we also have clients with very substantial eight figure property portfolios who we help on a daily basis.
So, whether you are seeking an alternative to traditional pension planning for retirement, have a lump sum you do not wish to risk on the stock market or simply like the idea of property ownership, Edison Ford can help.
How does it work?
- We can assist and advise you in the process of buying property anywhere in the world
- You get the benefit of our own direct experience in property investment. We invest our own money and would never suggest you invest in something we wouldn't do ourselves.
- We have no axe to grind. We expect to be paid a fair rate for our time spent giving you the benefit of our experience, but there is no product to buy or commitment or obligation of any kind
- We work hard to help you buy the right place for the right price. Our negotation skills enable us to obtain discounts on new and resale property
- We arrange suitable financing. You do not necessarily need a huge capital sum to become the owner of your own investment property.
Why should I consider property?
- Land is not being made anymore, but populations are rising. This simple fact is the reason why there will always be a demand for the right kind of property. You could benefit from either short, medium or long term capital returns depending on where and what you invest in
- Many investors have lost confidence in traditional types of investment. We have seen what can happen to world stock markets. Even if property prices fall, you still have the asset. If a company goes bust, you will probably have nothing! People have to invest in something. Property is tangible and easy to relate to
- No other investment we can think is able to give you an increasing, inflation proof income, with the prospect of your capital increasing alongside it. Traditonal investments tend to erode your capital to provide an increasing return
- Flexibility. Compare with a traditional pension plan, where your benefits are age restricted, have to be taken mainly as an income and will probably die with you. You can sell your property at any time and spend the proceeds as you like
- Peripheral benefits. If you buy an overseas investment property you can take a holiday in it at no extra cost
- You do not need access to large amounts of capital or income. We have arranged deals where groups of friends have purchased together to spread the load and there are various financing options available including 100% finance in some cases. It is also possible to use money you have in a personal pension to buy both commercial and residential property. See our SIPPS page for more information on this
- Edison Ford's directors have over 30 years experience in the property market and can provide expert advice on an impartial, pressure free, basis
How will Edison Ford help?
- We will explain in detail how property investment works and tailor a package to suit your requirements
- We will help you select a property, relative to your budget and other requirements
- We will structure a financing package to suit your needs (if required)
- We will arrange the necessary financing
- We will act as your point of contact throughout
- Let us show you how the figures compare with a conventional pension plan. We think you will be surprised!
Tell me more about the properties you recommend
We are continually researching the market and discount most of the markets and properties we evaluate as they do not meet our rigorous requirements. Turkey is one of our favourite countries for investment, but we are happy to give you our opinion on all markets.
Full details can be found on www.efip.co.uk
We have connections with developers and agents in many countries. Call us on 00 44 (0)1225 852789 or complete our enquiries form. We can tailor a property to your requirements and we even offer a syndication service where we will group together like minded investors to obtain discounts on new 'off plan' purchases or set up shared ownership purchases. We are also able to organise 'collective investment vehicles' which acquire overseas or UK property for investment by a SIPP. If you have a pension fund of more than £100k, and like the idea of overseas property investment, we are one of the few providers able to assist you.
What if I prefer a UK based investment?
Edison Ford has established a reputation as one of the country's leading brokers in the investment property market. We provide a full property acquisition and management service including structuring a portfolio, mentoring, accompanied purchasing and full 'hands on' management for property owners in the UK or overseas.
If you like the idea of property investment but only have limited resources, then why not consider buying a share with other like minded individuals? Ask us for more details.
Explanation of terms:
Off plan: This means you are buying a property usually before any building work has commenced. You study the plans of the site and select your property accordingly. Traditionally, buying 'off plan' has appealed to speculators as prices of developments tend to increase as they move nearer to fruition. Whilst there is no guaranteee this will occur, logic suggests buyers become more interested as they start to see a development progress, increasing demand and therefore ultimately prices. Visit our sister company's website www.efip.co.uk for more information on off plan opportunities. However, we would urge caution when looking at the 'off plan' market as there is no guarantee of making a profit and many 'investors' have found the projected value of their properties to be far less than they expected, often below the figure they paid. Another reason to seek our specialist advice before proceeding. This is particularly relevant given the current state of the market, so please seek our independent advice before making any commitment you might later regret. We have saved clients much heartache and many thousands of £s with our simple but common sense advice.
* Edison Ford Investment Property is a trading name of Chalmington Limited.
Edison Ford Independent Financial Advisers is a trading name of Edison Associates Limited which is authorised and regulated by the Financial Services Authority.
The advice and/or guidance contained within this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. Written quotations available on request.
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